Get Saving and Build a Healthy Happy Family
Start saving.
There are three steps to saving.
Firstly you need to save your money. Decide on how much you want to save to be able to pull yourself through difficult times for example disasters, accidents, deaths etc. Then instead of falling into the trap of buying something you think you need now on credit, rather wait, save and buy it later on cash. Anything that you buy on credit ends up costing you much more than the original price was.
Secondly draw up a budget, it helps you see your expenses against your income and helps you not to …