Having a family of eight, almost nine tends to cause you to look for ways that you can save money or cut costs. Many of us have a very fixed budget, especially with the economy now. This makes it difficult to see areas in your budget that are flexible or have any areas to give. Some of us have cut deeply out of our entertainment budget, or in my case, our coffee house budget because that is one area that can actually be cut. Even if you don’t have a large family like mine, doesn’t let you off the hook. …